Commercial Pak

ICPEI’s Commercial Pak was designed to meet the insurance needs of larger or more complicated businesses, such as larger contractors, wholesalers, manufacturers,
or businesses in the service industry.

Depending on the policy you need and what you design with your broker, you can protect your building and its contents on an all-risks basis from direct physical loss
or damage, including perils like fire, vandalism, hail, and more.

Policy Highlights

Comprehensive protection at a competitive price

  • Fire
  • Explosion
  • Impact by aircraft or land vehicles
  • Lightning damage to electrical appliances
  • Riot, vandalism and malicious acts
  • Smoke damage or leakage from fire-protection equipment
  • Windstorm or hail
  • Rupture of heating or plumbing systems

Options to extend or enhance your coverage

  • Business Interruption – cover your earnings and employee wages if normal business activity is suspended due to a covered loss
  • Crime – protect your business against employee dishonesty, theft, counterfeit currency, burglary, robbery and forgery
  • Floaters – protect contractor’s equipment, your tools, the materials you are installing on site
  • Other coverages – Your broker will be able to advise which coverages are available and help you select which may be of benefit to your business

Focus on whatever it is you do best, knowing that your business is properly protected with ICPEI’s Commercial Pak.

Eligibility

Your ICPEI broker will be able to confirm your eligibility for our Commercial Pak.