Commercial Coverages

ICPEI offers a range of coverages to protect the business that you’ve worked hard to build. Your broker will help you to select the best coverage for your unique business.

Commercial Automobile

Flexible insurance coverage for your business vehicles and trailers at a competitive price. With ICPEI, a Commercial General Liability policy is not required to purchase our Commercial Automobile coverage. We also offer loss-of-use and guaranteed replacement cost coverage for vans and pick-up trucks.

Commercial Property

Protection for your business, including your building, contents, business interruption and many other perils experienced in today’s business environment from physical loss or damage.

Commercial Liability

In today’s society, protection is vital for your business in the event that your company is faced with a lawsuit. A Commercial General Liability policy offers protection in the event your business is found legally liable for injuries caused to persons, damage to property, including damage caused by your product, and cover for personal and advertising injury.

Boiler & Machinery

ICPEI offers varying levels of Boiler & Machinery coverage to protect your business from losses due to the breakdown or failure of your business equipment, such as:

  • A cracked boiler
  • A failed motor
  • Food spoilage due to your freezer’s electrical malfunction
  • A computer shorts out causing lost production

Three options are available, offering basic to market-leading coverage depending on your needs. Your broker can provide full details of which option is best for your business.

Business Interruption

Essential coverage for loss of income and employee wages in the event that an incident suspends your normal business activities. With business interruption coverage, you’ll have peace of mind that your business will be able to withstand an insured loss, such as fire or extensive water damage. ICPEI offers various Business Interruption coverages. Your broker will be able to help you decide what coverage is right for your business.

 

THE ECHELON CONNECTION
Long Haul Trucking Coverage from Echelon
If you operate a fleet a commercial trucks that travel beyond the maritime provinces, ask your ICPEI broker about Echelon’s comprehensive Fleet Package, designed for owner operators and fleets traveling across Canada and beyond.