ICPEI Auto
Prince Edward Island
As an intelligent insurance customer, you’re probably asking yourself two questions - how much will it cost and what’s covered? We’ve got answers for both.
Premium discounts
You may be able to reduce your auto premiums and get additional insurance coverage at no additional cost if:
- you also insure your home through ICPEI
- you insure more than one private passenger vehicle through ICPEI
- you’ve insured with your broker for several years
- you're age 50 years or older and rated as the principal driver
- you qualify as a new driver and have taken driver training
- you’re employed by a government union or large private sector employer
Insurance package options
- Good Driver Guarantee – guarantees that your driving record will not be downgraded due to one at-fault accident
- collision coverage providing protection for losses resulting from a collision with another object or by an upset, such as a rollover
- comprehensive coverage from any event, except a collision with another object or by upset, such as a rollover
- coverage for specific events, such as fire, lightning, theft or attempted theft, windstorm, earthquake, hail, explosion, riot, falling or forced landing of an aircraft or its parts, rising water or damage to your vehicle while being transported on land or water
- cost of extra expenses incurred by you for such things as the rental of a substitute automobile, taxi fares or fares for any other means of public transportation as a result of an insured event
- limited depreciation coverage which means ICPEI will cover the full amount you paid for a new vehicle for up to 30 months